Scope
The InquiryVerificationResponse message is sent by an issuer or an agent to an acquirer in response to an InquiryInitiation message.Outline
The InquiryVerificationResponseV04 MessageDefinition is composed of 46 MessageBuildingBlocks:
- Header — Information related to the management of the protocol.
- Transaction Characteristics — Contains the key data elements of the transaction.
- Originator — Information related to the originator.
- Acquirer — Information related to the acquirer.
- Sender — Information related to the sender.
- Card — Card or payment token performing the transaction.
- Account From — Identifies a customer account or a relationship to its account affected for debit, inquiries and the source of funding for transfers.
- Account To — Identifies a customer account or a relationship to its account affected for credits, inquiries and the destination account for funds transfers.
- Receiver — Information related to the receiver.
- Issuer — Information related to the issuer.
- Destination — Information related to the destination.
- Card Programme — Card programme or brand actually applied to the transaction.
- Transaction Identification — Identification of the transaction.
- Transaction Amounts — Amounts of the card transaction.
- Additional Amount — Amounts that are not part of the transaction amount and not included in reconciliation.
- Conversion Date Time — Date and Time of currency conversion.
- Acceptor — Card acceptor performing the card transaction.
- Transactor — Information related to the transactior who provides technical payment solutions for acceptor and originator to conduct transactions.
- Terminal — Payment terminal or ATM performing the transaction.
- Context — Context in which the card transaction is performed.
- ICC Related Data — Data related to an integrated circuit card application embedded in the payment card of the cardholder.
- Authentication Data — Contain information related to authentication.
- Payer — The party providing source of funds.
- Payee — The party receiving funds.
- Token — Details of payment token.
- Wallet — Container for tenders used by the customer to perform the payment transaction. A Cardholder
- Cardholder performing the card payment transaction . — AB Verification . Method and data intended to be used for this transaction in order to authenticate or verify the cardholder or his card. AC Risk . Context of risk associated with the transaction. A SpecialProgrammeQualification
- Data to qualify for incentive or other related programmes . — AE Instalment . Data exclusively related to a card issuer financial loan of the payment transaction, or instalment. AF AdditionalService . Additional functions or services to be performed in conjunction with the transaction. A AccountBalance
- Balance of the account involved in the card transaction . — A AccountStatementData
- Account information of a statement of account . — AI. Jurisdiction Contains information that identifies or is specific to a transaction jurisdiction. AJ. SettlementService Type of settlement service for specific services requiring settlement. A AdditionalFee
- Fees not included in the transaction amount . — AL Reconciliation . Identification of the reconciliation period between the acquirer and the issuer or their respective agents. A Benefits
- Contain benefit supporting data . — A OriginalResponseCode
- Original response code . — A ProcessingResult
- Outcome of the processing of the authorisation . — AP StrongCustomerAuthentication . EU PSD2 Strong Consumer Authentication data. A ProtectedData
- Contains protected data and the attributes used to protect the data . — AR PrivateData . Reserved for private data. The use of this data element is determined by bilateral agreement. AS NationalData . Reserved to define data unique to the country applications. AT SecurityTrailer . Trailer of the message containing a MAC
InquiryVerificationResponseV04
NqryVrfctnRspn
Mandatory
Type: InquiryVerificationResponseV04
Hdr
Mandatory
TxChrtcs
Mandatory
Orgtr
Optional
Acqrr
Mandatory
Sndr
Optional
Card
Optional
AcctFr
Optional
AcctTo
Optional
Rcvr
Optional
Issr
Optional
Dstn
Optional
CardPrgrmm
Repetition (0..n)
Mandatory
TxAmts
Optional
AddtlAmt
Repetition (0..n)
ConvsDtTm
Optional
Accptr
Optional
Txtr
Optional
Termnl
Optional
Cntxt
Optional
ICCRltdData
Optional
AuthntcnData
Optional
Pyer
Optional
Pyee
Optional
Tkn
Optional
Wllt
Optional
Crdhldr
Repetition (0..n)
Vrfctn
Repetition (0..n)
Rsk
Repetition (0..n)
SpclPrgrmmQlfctn
Repetition (0..n)
Instlmt
Optional
AddtlSvc
Repetition (0..n)
AcctBal
Repetition (0..n)
AcctStmtData
Repetition (0..n)
Jursdctn
Optional
SttlmSvc
Optional
AddtlFee
Repetition (0..n)
Rcncltn
Optional
Bnfts
Repetition (0..n)
OrgnlRspnCd
Optional
PrcgRslt
Optional
StrngCstmrAuthntcn
Optional
PrtctdData
Repetition (0..n)
PrvtData
Repetition (0..n)
NtlData
Repetition (0..n)
SctyTrlr
Optional