ChargeBackInitiationV04 (ChrgBckInitn)

Scope

The ChargeBackInitiation message is sent by an issuer or agent to an acquirer to fully or partially nullify a previous financial transaction; namely when the issuer determines that a customer dispute exists or that an error or violation of rules has been committed. It is also used to nullify a previous chargeback. Chargebacks have a financial impact and should be computed within reconciliation totals.

Outline

The ChargeBackInitiationV04 MessageDefinition is composed of 36 MessageBuildingBlocks:

Header — Information related to the protocol management.
Transaction Characteristics — Contains the key data elements of the transaction.
Originator — Identifies the originator of the transaction.
Acquirer — Identification of the acquirer.
Sender — Party sending the message to another intermediary agent or to the final destination.
Card — Card or payment token performing the transaction.
Receiver — Party receiving the message from the origin or from an intermediary agent.
Issuer — Information related to the issuer.
Destination — Identifies the destination of the transaction.
Programme — Programme, network, or brand processes the transaction.
Transaction Identification — Identification of the transaction.
Conversion Date Time — Date and Time of currency conversion.
Transaction Amounts — Amounts of the card transaction.
Acceptor — Card acceptor performing the card transaction.
Transactor — Information related to the transactior who provides technical payment solutions for acceptor and originator to conduct transactions.
Terminal — Payment terminal or ATM performing the transaction.
Context — Context of the chargeback transaction.
ICC Related Data — Data related to an integrated circuit card application embedded in the payment card of the cardholder.
Authentication Data — Contain information related to authentication.
Payer — The party providing source of funds.
Payee — The party receiving funds.
Original Transaction Amounts — Original Amounts of the card transaction.
Token — Details of payment token.
Wallet — Container for tenders used by the customer to perform the payment transaction.
Jurisdiction — Contains information that identifies or is specific to a transaction jurisdiction.
Settlement Service — Type of settlement service for specific services requiring settlement. A AdditionalFee
Fees not included in the transaction amount . — AB Reconciliation . Identification of the reconciliation period between the acquirer and the issuer or their respective agents. AC DisputeData . Information about the dispute. A Documentation
Supporting documentation information related to the chargeback . — AE OriginalTransaction . Contains details of the original transaction. AF ProcessingResult . Outcome of the processing of the authorisation. A ProtectedData
Contains protected data and the attributes used to protect the data . — A PrivateData
Reserved for private data . The use of this data element is determined by bilateral agreement . — AI. NationalData Reserved to define data unique to the country applications. AJ. SecurityTrailer Trailer of the message containing a MAC.