FinancialInstitutionCreditTransferV13 (FICdtTrf)

Scope

The FinancialInstitutionCreditTransfer message is sent by a debtor financial institution to a creditor financial institution, directly or through other agents and/or a payment clearing and settlement system. It is used to move funds from a debtor account to a creditor, where both debtor and creditor are financial institutions.

Usage

The FinancialInstitutionCreditTransfer message is exchanged between agents and can contain one or more credit transfer instructions where debtor and creditor are both financial institutions. The FinancialInstitutionCreditTransfer message does not allow for grouping: a CreditTransferTransactionInformation block must be present for each credit transfer transaction. The FinancialInstitutionCreditTransfer message can be used in domestic and cross-border scenarios.

Outline

The FinancialInstitutionCreditTransferV13 MessageDefinition is composed of 3 MessageBuildingBlocks:

Group Header — Set of characteristics shared by all individual transactions included in the message.
Credit Transfer Transaction Information — Set of elements providing information specific to the individual credit transfer(s).
Supplementary Data — Additional information that cannot be captured in the structured elements and/or any other specific block.

FinancialInstitutionCreditTransferV13

FICdtTrf

Mandatory

Type: FinancialInstitutionCreditTransferV13

Group Header

GrpHdr

Mandatory

Credit Transfer Transaction Information

CdtTrfTxInf

Repetition (1..n)

Supplementary Data

SplmtryData

Repetition (0..n)